Not all types of treatment are considered healthcare. This means that not all cosmetic treatment is covered by the patient injury scheme.
In order for the claim to be covered by the scheme there are two conditions that must be met:
- the treatment must be healthcare
- the treatment must be provided by authorised or licensed healthcare personnel
Plastic surgery is always performed on the basis of medical assessments by a physician. The treatment can be performed only by a surgeon with the expertise for this type of intervention. This form of treatment is considered as the provision of healthcare and is covered by the scheme.
With regard to cosmetic treatment other than surgery, we will make an individual assessment as to whether the treatment can be considered healthcare or not. One element will be whether such treatment can be performed only by healthcare personnel. If this is the case, the treatment will be considered healthcare.
If healthcare personnel perform cosmetic treatments that do not require the expertise of healthcare professionals, it will normally not be considered healthcare. An example could be a nurse offering ordinary beauty treatments/skincare.
We will consider the potential for injury and whether the treatment is ordinarily performed by authorised healthcare personnel when determining whether the treatment can be considered healthcare or not.
If the treatment is performed by someone who is not a healthcare professional it will always fall outside of the scope of the scheme. Only healthcare provided by healthcare professionals will be covered by the Patient Injury Act.
Some examples of what is normally considered healthcare:
- plastic surgery
- meso-lipo therapy
- wrinkle treatment using botox or sculptra
- peeling using chemical substances that work deep in the skin
- laser treatment with a strength of 3b and above
Some examples of what is not normally considered healthcare:
- treatment using Restylane, Juvederm and other fillers
- peeling using relatively mild creams and similar
- ordinary beauty treatment/skincare